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Commercial Auto & Truck for Businesses
 

Hebert Insurance Agency can protect your small business vehicles and drivers. When you need to insure your work truck, and other miscellaneous vehicles -- choose Hebert Insurance.

Great coverage at affordable prices is the mission behind every one of our commercial auto policies. We coverage a wide range of business types, and tailor our policies to your business, situation and needs. Just a few of the industries our clients have been written for:

Landscaping crews, Artisan and Contractors, Couriers, Restaurant Delivery, Farming vehicles, Religious, Non-profit and many more.


 
 

As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask us to explain all the differences and options.

If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.


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